A VRChat-Ready Otter! Set up for SDK3.
Dynamic bones are setup in the tail, But the dynamic bones addon is not included.
UV maps are symmetrical, custom textures will be the same on both sides of the model. Just a heads-up.
To use the .blend file you're gonna need to extract the files with peazip or 7zip, or whichever archive tool you're comfortable with.
If the textures aren't showing up properly in Blender, Select "File>External Data> Find Missing Files" (From the top-bar) And navigate to where you extracted the .zip

Also, Feel free to do whatever you want with the files*. Edit, Redistribute, Use 'em in a game Etc., Just be sure to credit me :)

ALSO! feel free to tweet at @GalileoGB (that's me!) on Twitter if you encounter any issues! I will do my best to resolve any you may have encountered, as long as it involves my avatars ^^